Line of Credit

A Lifeline Lending Line of Credit provides financial support for emergencies and everyday expenses, with 24/7 access to your available funds. As you pay down your balance, you can replenish your available funds and may increase your overall line of credit.

What is a Flex Loan?

What is a Line of Credit?

A Line of Credit provides financial support for emergencies and everyday expenses, with 24/7 access to your available funds. As you pay down your balance, you can replenish your available funds and may increase your overall line of credit.

Depending on your credit background and the verification of your information from the quick application process, funds can be deposited into your account as soon as the same business day.

How do I qualify?

Must be 18 years of age or older.

Valid ID, credit information, bank account, and income.

Apply and typically get an answer in minutes.

Important details to remember.

Taking out a loan can feel overwhelming, which is why it’s essential to borrow from a company you can trust. Please borrow responsibly.

How much money can I get?

You may be eligible to borrow up to $2,000, depending on your state of residence, your credit history, verification of the information you’ve provided, and Lifeline Lending’s underwriting policies. Once approved, we’ll promptly notify you of your initial line of credit amount.

How soon will I get access to my money?

Once you have e-signed, provided any required documents, and received final approval, Lifeline Lending will typically send funds to your account the same day. Depending on the time of day and your bank’s processing times, funds may be received the next business day.

Why use LifeLine Lending?

Choose Lifeline Lending for our high ethical standards, straightforward application process, and the peace of mind that comes with knowing we’re here to support your financial needs.

FAQs

Financial decisions can be confusing, but we're here to answer any questions you may have.

How do I apply for a Line of Credit?

Applying is simple! Just use this link and we'll guide you through the entire application process.

How much money can I get?

You may be eligible to borrow up to $2,000, depending on your state of residence, your credit history, verification of the information you’ve provided, and Lifeline Lending’s underwriting policies. Once approved, we’ll promptly notify you of your initial line of credit amount.

How much can I draw at a time with a Line of Credit?

You can withdraw up to the maximum amount available, based on your credit history and Lifeline Lending's underwriting policies. As you make timely payments, you may be able to increase your line of credit.

How soon will I get access to my money?

Once you have e-signed, provided any required documents, and received final approval, Lifeline Lending will typically send funds to your account the same day. Depending on the time of day and your bank’s processing times, funds may be received the next business day.

Can I get an increase for my Line of Credit?

For every two months of consecutive on time payments, you may be eligible for a line of credit increase by $100.

What happens if I miss making a payment?

The most important thing to do if you miss a payment is to contact our customer support team to develop a plan to get your payments back on track. Missing payments can negatively impact your overall credit worthiness and may negatively impact your ability to access additional funds with Lifeline Lending.

How long does it take to get a loan?

The application process is quick and seamless, typically with an answer in minutes.

Is Lifeline Lending a direct lender?

Yes. Lifeline Lending is a direct lender, which means you work directly with us throughout the entire loan process.

Is Lifeline Lending a state-licensed lender?

Yes. Lifeline Lending is licensed in the states where we offer our services and operates in compliance with applicable state laws and regulations.

Need more help?

Seeking loan services can be a confusing process; Lifeline Lending is here to make it easy. Contact support with any questions you have and our team will be in touch as soon as possible.