If you are a Tennessee resident, you have access to loans that allow you to borrow money for whatever need you may have.

TN Flex Loans give you 24/7 access to your available funds without the need to reapply. Use the money however you need, and as you pay down your balance, your available funds will be replenished, up to your total limit.
There are certain rates and requirements for loan applications in Tennessee, but we’ve made all of the information easily accessible for you.
The Annual Percentage Rate (APR) is 279.50% which consist of a simple interest rate of 24% per annum and a customary fee of 0.7% per day of the average daily principal balance each billing period which is 14 or 28 days.
This is an expensive form of credit. Please borrow responsibly and only borrow what you can afford to pay back. All online applications are subject to underwriting and approval.
Our application process is easy and efficient with approvals based on your personal information and state regulations.
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name


Choose Lifeline Lending for our high ethical standards, straightforward application process, and the peace of mind that comes with knowing we’re here to support your financial needs.
Financial decisions can be confusing, but we're here to answer any questions you may have.
With a TN Flex Loan, you have 24/7 access to your available funds without the need to reapply. Use the money however you need, and as you pay down your balance, your available funds will be replenished, up to your total limit. For every two consecutive months of on time payments, your total line of credit limit will increase by $100, subject to state limits.
The application process is quick and seamless, typically with an answer in minutes. Once approved, we’ll promptly inform you of your initial Flex Loan amount.
Applying is simple! Just use this link and we'll guide you through the entire application process.
You may be eligible to borrow up to $2,000, depending on your state of residence, your credit history, verification of the information you’ve provided, and Lifeline Lending’s underwriting policies. Once approved, we’ll promptly notify you of your initial line of credit amount.
You can access up to the maximum amount available, based on your credit background and Lifeline Lending’s underwriting policies. Consistent on-time payments could also make you eligible for an increased credit limit.
Once you have e-signed, provided any required documents, and received final approval, Lifeline Lending will typically send funds to your account the same day. Depending on the time of day and your bank’s processing times, funds may be received the next business day.
For every two consecutive months of on time payments, you may be eligible for a line of credit increase by $100.
The most important thing to do if you miss a payment is to contact our customer support team to develop a plan to get your payments back on track. Missing payments can negatively impact your overall credit worthiness and may negatively impact your ability to access additional funds with Lifeline Lending.
You are only allowed to have one open Flex Loan at any given time.
Yes. Lifeline Lending is a direct lender, which means you work directly with us throughout the entire loan process.
Yes. Lifeline Lending is licensed in the states where we offer our services and operates in compliance with applicable state laws and regulations.
Seeking loan services can be a confusing process; Lifeline Lending’s expert team is here to make it easy. Rest assured when you contact our support team, you are contacting an experienced team striving to empower you with confidence in your finances.
