Tennessee

If you are a Tennessee resident, you have access to loans that allow you to borrow money for whatever need you may have.

Available Loans & Services

Line of Credit

A SC Line of Credit provides financial support for emergencies and everyday expenses, with 24/7 access to your available funds. As you pay down your balance, you can replenish your available funds and may increase your overall line of credit.

Flex Loans

TN Flex Loans give you 24/7 access to your available funds without the need to reapply. Use the money however you need, and as you pay down your balance, your available funds will be replenished, up to your total limit.

Details

There are certain rates and requirements for loan applications in Tennessee, but we’ve made all of the information easily accessible for you.

What are the rates for this state?

The Annual Percentage Rate (APR) is 279.50% which consist of a simple interest rate of 24% per annum and a customary fee of 0.7% per day of the average daily principal balance each billing period which is 28 days.

Disclaimers & Resources

This is an expensive form of credit. Please borrow responsibly and only borrow what you can afford to pay back. All online applications are subject to underwriting and approval.

How to Apply

Our application process is easy and efficient with approvals based on your personal information and state regulations.

Must be a South Carolina Resident

Must be a Tennessee Resident

Valid ID, credit information, and secure bank account

Apply and typically get an answer in minutes

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Why Choose LifeLine Lending?

Choose Lifeline Lending for our high ethical standards, straightforward application process, and the peace of mind that comes with knowing we’re here to support your financial needs.

FAQs

Financial decisions can be confusing, but we're here to answer any questions you may have.

What is a Flex Loan?

With a TN Flex Loan, you have 24/7 access to your available funds without the need to reapply. Use the money however you need, and as you pay down your balance, your available funds will be replenished, up to your total limit. Plus, by making on-time payments each month, you may qualify for an increased line of credit!

How long does it take to get a Flex Loan?

The application process is quick and seamless, typically with an answer in minutes. Once approved, we’ll promptly inform you of your initial Flex Loan amount.

How do I apply for a Flex Loan?

Applying is simple! Just use this link and we'll guide you through the entire application process.

How much money can I get?

You can borrow between $300 and $4,000, depending on your credit background, the information you've provided, and Lifeline Lending’s underwriting policies. By maintaining a strong payment history, you could qualify for additional funds in the future. 

How much money can I draw at a time?

You can access up to the maximum amount offered, based on your credit background and Lifeline Lending’s underwriting policies. Consistent on-time payments could also make you eligible to request an increase in your Flex Loan limit up to $4,000.

How soon will I get access to my money?

Once you have e-signed and returned all necessary documents, Lifeline Lending will typically send funds to your account the same day. However, based on the time of day and your bank, the funds could be received the next business day. 

Can I get an increase for my Flex Loan?

For every two consecutive months of on time payments, you may be eligible for a line of credit increase by $100.

What happens if I miss making a payment?

The most important thing to do if you miss a payment is to contact our customer support team to develop a plan to get your payments back on track. Missing payments can negatively impact your overall credit worthiness and may negatively impact your ability to access additional funds with Lifeline Lending.

Can I have more than one open Flex Loan at a time?

You are only allowed to have one open Flex Loan at any given time.

Have Questions?

Seeking loan services can be a confusing process; Lifeline Lending’s expert team is here to make it easy. Rest assured when you contact our support team, you are contacting an experienced team striving to empower you with confidence in your finances.