Flex Loans

TN Flex Loans give you 24/7 access to your available funds without the need to reapply. Use the money however you need, and as you pay down your balance, your available funds will be replenished, up to your total limit.

What is a Flex Loan?

What is a Line of Credit?

With 24/7 access to your available funds, a Flex Loan offers financial assistance for everyday life, from home improvement to life’s surprises. As you pay down your balance, you are eligible to access more funds and possibly increase your overall credit line.

Depending on your credit background and the verification of your information from the quick application process, funds can be deposited into your account as soon as the same business day.

How do I qualify?

Must be 18 years of age and a Tennessee resident.

Must be 18 years of age and a South Carolina resident.

Valid ID, credit information, bank account, and income.

Apply and typically get an answer in minutes.

Apply and typically get an answer in minutes.

Important details to remember.

Taking out a loan can feel overwhelming, which is why it’s essential to borrow from a company you can trust. Please borrow responsibly.

How much money can I get?

The amount of money you qualify for depends on your credit history, the verification of the information you've provided, and Lifeline Lending's general underwriting policies. Once approved, we’ll promptly inform you of your initial Flex Loan amount.

How much can I draw at a time?

You can withdraw up to the maximum amount offered, based on your credit history and Lifeline Lending's underwriting policies. As you make timely payments, you may be able to increase your Flex Loan line of credit up to $4,000.

Why use LifeLine Lending?

Choose Lifeline Lending for our high ethical standards, straightforward application process, and the peace of mind that comes with knowing we’re here to support your financial needs.

Our application process is easy and efficient with approvals based on your personal information and state regulations. In most cases, you can complete the loan process in minutes and potentially receive funding the same day.

Whether you need financial freedom now or in the future, Lifeline Lending has you covered.

FAQs

Financial decisions can be confusing, but we're here to answer any questions you may have.

How long does it take to get a Flex Loan?

The application process is quick and seamless, typically with an answer in minutes. Once approved, we’ll promptly inform you of your initial Flex Loan amount.

How do I apply for a Flex Loan?

Applying is simple! Just use this link and we'll guide you through the entire application process.

How much money can I get?

You can borrow between $300 and $4,000, depending on your credit background, the information you've provided, and Lifeline Lending’s underwriting policies. By maintaining a strong payment history, you could qualify for additional funds in the future. 

How much money can I draw at a time?

You can access up to the maximum amount offered, based on your credit background and Lifeline Lending’s underwriting policies. Consistent on-time payments could also make you eligible to request an increase in your Flex Loan limit up to $4,000.

How soon will I get access to my money?

Once you have e-signed and returned all necessary documents, Lifeline Lending will typically send funds to your account the same day. However, based on the time of day and your bank, the funds could be received the next business day. 

Can I get an increase for my Flex Loan?

For every two consecutive months of on time payments, you may be eligible for a line of credit increase by $100.

What happens if I miss making a payment?

The most important thing to do if you miss a payment is to contact our customer support team to develop a plan to get your payments back on track. Missing payments can negatively impact your overall credit worthiness and may negatively impact your ability to access additional funds with Lifeline Lending.

Need more help?

Seeking loan services can be a confusing process; Lifeline Lending is here to make it easy. Contact support with any questions you have and our team will be in touch as soon as possible.