South Carolina

If you are a South Carolina resident, a line of credit with Lifeline Lending ensures you’re always covered during a life-changing event.

Available Loans & Services

Line of Credit

A SC Line of Credit provides financial support for emergencies and everyday expenses, with 24/7 access to your available funds. As you pay down your balance, you can replenish your available funds and may increase your overall line of credit.

Flex Loans

TN Flex Loans give you 24/7 access to your available funds without the need to reapply. Use the money however you need, and as you pay down your balance, your available funds will be replenished, up to your total limit.

Details

There are certain rates and requirements for loan applications in South Carolina, but we’ve made all of the information easily accessible for you.

What are the rates for this state?

The maximum rate schedule is 279.50% Annual Percentage Rate (APR). You will be charged simple interest based on the average daily balance of your account.

Disclaimers & Resources

This is an expensive form of credit. Please borrow responsibly and only borrow what you can afford to pay back. All online applications are subject to underwriting and approval.

How to Apply

Our application process is easy and efficient with approvals based on your personal information and state regulations.

Must be a South Carolina Resident

Must be a Tennessee Resident

Valid ID, credit information, and secure bank account

Apply and typically get an answer in minutes

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Why Choose LifeLine Lending?

Choose Lifeline Lending for our high ethical standards, straightforward application process, and the peace of mind that comes with knowing we’re here to support your financial needs.

FAQs

Financial decisions can be confusing, but we're here to answer any questions you may have.

What is a Line of Credit?

A Line of Credit gives you 24/7 access to your available funds without the need to reapply. You can use the money for any purpose, and as you pay down your balance, your available funds replenish, up to your total limit. By making on-time payments each month, you may even qualify for an increase in your overall credit limit

How do I apply for a Line of Credit?

Applying is simple! Just use this link and we'll guide you through the entire application process.

How much money can I get?

You can borrow between $601 and $4,000, depending on your credit history, the verification of the information you've provided, and Lifeline Lending's general underwriting policies. Once approved, we’ll promptly inform you of your initial Line of Credit amount.

How much can I draw at a time?

You can withdraw up to the maximum amount offered, based on your credit history and Lifeline Lending's underwriting policies. As you make timely payments, you may able to increase your Flex Loan line of credit up to $4000.

How soon will I get access to my money?

Once you have e-signed and returned all necessary documents, Lifeline Lending will typically send funds to your account the same day. However, based on the time of day and your bank, the funds could be received the next business day.

Can I get an increase for my Line of Credit?

For every two months of consecutive on time payments, you may be eligible for a line of credit increase by $100.

What happens if I miss making a payment?

The most important thing to do if you miss a payment is to contact our customer support team to develop a plan to get your payments back on track. Missing payments can negatively impact your overall credit worthiness and may negatively impact your ability to access additional funds with Lifeline Lending.

How long does it take to get a Line of Credit?

The application process is quick and seamless, typically with an answer in minutes. Once approved, we’ll promptly inform you of your initial Line of Credit amount.

Have Questions?

Seeking loan services can be a confusing process; Lifeline Lending’s expert team is here to make it easy. Rest assured when you contact our support team, you are contacting an experienced team striving to empower you with confidence in your finances.