If you are a South Carolina resident, a line of credit with Lifeline Lending ensures you’re always covered during a life-changing event.
Get the money you need with predictable payments and no surprises. Lifeline Lending installment loans offer a straightforward way to cover everyday or unexpected expenses.
A Lifeline Lending Line of Credit provides financial support for emergencies and everyday expenses, with 24/7 access to your available funds. As you pay down your balance, you can replenish your available funds and may increase your overall line of credit.
There are certain rates and requirements for loan applications in South Carolina, but we’ve made all of the information easily accessible for you.
The maximum rate is 379% Annual Percentage Rate (APR). You will be charged simple interest based on the average daily balance of your account.
This is an expensive form of credit. Please borrow responsibly and only borrow what you can afford to pay back. All online applications are subject to underwriting and approval.
Our application process is easy and efficient with approvals based on your personal information and state regulations.
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Choose Lifeline Lending for our high ethical standards, straightforward application process, and the peace of mind that comes with knowing we’re here to support your financial needs.
Financial decisions can be confusing, but we're here to answer any questions you may have.
Once you have e-signed, provided any required documents, and received final approval, Lifeline Lending will typically send funds to your account the same day. Depending on the time of day and your bank’s processing times, funds may be received the next business day.
You can borrow between $601 and $2,000, depending on your credit history, the verification of the information you've provided, and Lifeline Lending's general underwriting policies.
A Line of Credit gives you 24/7 access to your available funds without the need to reapply. You can use the money for any purpose, and as you pay down your balance, your available funds will be replenished, up to your total limit. For every two consecutive months of on time payments, your total line of credit will increase by $100, subject to state limits.
Applying is simple! Just use this link and we'll guide you through the entire application process.
You may be eligible to borrow up to $2,000, depending on your state of residence, your credit history, verification of the information you’ve provided, and Lifeline Lending’s underwriting policies. Once approved, we’ll promptly notify you of your initial line of credit amount.
You can withdraw up to the maximum amount available, based on your credit history and Lifeline Lending's underwriting policies. As you make timely payments, you may be able to increase your line of credit.
Once you have e-signed, provided any required documents, and received final approval, Lifeline Lending will typically send funds to your account the same day. Depending on the time of day and your bank’s processing times, funds may be received the next business day.
For every two months of consecutive on time payments, you may be eligible for a line of credit increase by $100.
The most important thing to do if you miss a payment is to contact our customer support team to develop a plan to get your payments back on track. Missing payments can negatively impact your overall credit worthiness and may negatively impact your ability to access additional funds with Lifeline Lending.
The application process is quick and seamless, typically with an answer in minutes.
Yes. Lifeline Lending is a direct lender, which means you work directly with us throughout the entire loan process.
Yes. Lifeline Lending is licensed in the states where we offer our services and operates in compliance with applicable state laws and regulations.
Seeking loan services can be a confusing process; Lifeline Lending’s expert team is here to make it easy. Rest assured when you contact our support team, you are contacting an experienced team striving to empower you with confidence in your finances.
